Put technology at the service of noble causes. Invest to obtain good returns, but also to help others. It may seem incompatible, but in reality it is not. This is the line you move on EthicHub, a social investment network that connects small farmers in developing countries without access to traditional financing channels with individuals who want to invest responsibly.
This is what is known as social impact investing. And, in a broader sense, a very positive economic impact for both parties.
Idea
The EthicHub proposal was born from the need to solve a situation of economic imbalance. In developed countries, savers see how their deposits barely generate interest in the bank, so they are forced to look for safe investment opportunities. On the other hand, in less developed countries many producers cannot access credit, since interest rates are too high and the conditions are simply unaffordable.
Both for some and for others, EthicHub hto designed an attractive solution, which is only possible thanks to the intervention of Blockchain technology.
The result is that, With this system, both parties win. Small farmers are no longer part of the “unbanked” economy, managing to obtain credit under favorable financial conditions; For their part, investors can invest their money responsibly and also achieve a return of more than 10%, something that they will not achieve through any bank deposit.
Es a matter of pocket, but also of heart. Investors know that, through EthicHub, money will go transparently to people who need it and who will use it productively.
The key to everything: Blockchain technology
To correctly evaluate the formula proposed by EthicHub, it is essential to understand what Blockchain technology is. Those who are already familiar with the world of cryptocurrencies know that it is a kind of accounting ledger in which all participants have absolute certainty that all transactions recorded are real and immutable. Mathematics and cryptography completely guarantee this.
All users who are connected in a blockchain peer to peer (p2p) are subject to compliance with regulations, the protocol, for the execution of a Blockchain. The information is always open and transparent. You could say that this is a technology tailor-made for this purpose. A tool to build a new productive, more inclusive and fairer economy.
The great advantage that this technology gives us is the power dispense with financial intermediariess classics and therefore, considerably reduce costs management, financing, etc. Not only that: transactions are immediate, direct and secure.
To further strengthen investor confidence and security, EthicHub has implemented a double collateral system based on Ethix token (which also represents, in turn, another investment opportunity). Thanks to this support, investors are assured of the return on their investment. The peace of mind you need to invest in EthicHub projects.
After five years and more than 500 projects, all ethichubbers They have achieved a return on their investments with notable performance. In total, more than 3,5 million invested capital.
Projects with coffee aroma
The vast majority of EthicHub investment projects They are concentrated in Latin American countries (Mexico, Colombia, Honduras and Brazil) although the idea is in the process of expansion. On the other hand, almost all of them revolve around the production and marketing of coffee.
In Colombia, the country of coffee par excellence, investments help small farmers in the Valle del Cauca can maintain their crops and their way of life. They also allow organizations such as the Association of Coffee Growing Women of Garzón have the opportunity to export their crops.
Also in the south and center of Mexico, projects of great interest are being developed. The funds of individual investors reach agrarian communities such as those of Ejido Toluca, Río Negro, La Soledad and many others. In this way, farmers can keep their coffee plantations active, produce their coffee and export it to the rest of the world.
This aspect is also part of the list of arguments in favor that encourage small savers to invest in EthicHub projects. Everyone wants to get a good return on their money, but if you also have the possibility of helping those who need it, the satisfaction is even greater. Especially for those who, in addition to being investors, are also coffee lovers.